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The Perks of Putting 20% Down on a Home
The Perks of Putting 20% Down on a Home If you’re thinking of buying a home, you’re probably wondering what you need to save for your down payment. Is it 20% of the purchase price, or could you put down less? While there are lower down payment programs available that allow qualified buyers to put down as... Read More
Why the Holidays Are a Good Time to Sell a House
When you sell your home during the holidays, you will face less competition, find more serious buyers, and may even be up for a quicker sales process. It also presents a unique opportunity to create a warm and cozy environment that you can’t present during the spring and summer months. Read More
Does Your House Have What Buyers Want?
As a seller, if you no longer need the extra room you have in your home, rest assured there are buyers who do. Read More
The Big Question: Should You Renovate or Move?
The last 18 months changed what many buyers are looking for in a home. Recently, the American Institute of Architects released their AIA Home Design Trends Survey results for Q3 2021. The survey reveals the following: 70% of respondents want more outdoor living space 69% of respondents want a home office (48% wanted multiple offices) 46% of respondents want... Read More
Can Homebuyers With FHA Loans Compete in Today’s Hot Housing Market?
Veterans and buyers in rural areas, who may be eligible for loans with no down payment, and lower-income buyers, who may qualify for loans that require as little as 3.5% down, are losing out to all-cash offers or buyers who have more money to kick in. can buyers still secure a home with these low down payment loans? That may depend on just how hot the market happens to be in the area where they’re trying to purchase. Read More
Biweekly Mortgage Payments: Do They Make Sense For You?
Paying your mortgage biweekly is a strategy that can reduce your principal balance faster and cut your total interest costs, allowing you to own your home debt-free sooner. However, it might not be as effective as you think because of how mortgage servicers can handle extra payments. Here’s what you need to know about biweekly... Read More
What You Need to Know About Buying a Home This Winter
Planning on buying in the off-season? Arm yourself with strategies from the pros. Rainy open houses and icy walkways make shopping for a home in winter less of a thrill than in the busy spring and summer months. But there are some distinct advantages (as well as some downsides) to shopping in the off season. If... Read More
Two Reasons Why Waiting a Year To Buy Could Cost You
If you’re a renter with a desire to become a homeowner, or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a home. To determine if you should buy now or wait, you need to ask yourself... Read More
Real Estate: It’s Still a Lack of Supply, Not a Lack of Demand
For many reasons, housing demand is still extremely strong. What we need is more supply (house listings) to meet that demand. Read More
Housing Supply Is Rising. What Does That Mean for You?
An important factor in today’s market is the number of homes for sale. While inventory levels continue to sit near historic lows, there are indications we may have hit the lowest point we’ll see. Odeta Kushi, Deputy Chief Economist at First American, recently said of our supply challenges: “It looks like inventory may have hit a bottom (we’ve seen this in... Read More